Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Down-Payment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Guarantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%

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In view of Covid-19 outbreak, Viewing is by Appointment Only.
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Parc Esta 东景苑!

We have sold more than 1,170 units! 83% SOLD!
233 Units Left! Hurry up!!

Studio - last 1⃣3⃣ units left! From only $796,000!
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1BR - last 8⃣ units left! From only $853,000!
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1+study - last 1⃣3⃣ units left! From only $911,000!
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2BR (1 bath) - last 8⃣ units left! From only $1,076,000!
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2+study - last 2⃣ units left! From only $1,302,000!
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4BR premium - last 1⃣8⃣ units left! From only $1,630 psf!
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5BR - last 2⃣ units left! From only $1,689 psf!

While stock lasts!!

Viewing is by Appointment Only.
Chat with us Now to find out more!

In line with the Govt directive to close all workplaces, showflat will be closed from 7th April until further notice.
Sales is on-going, payment must be done through TRANSFERRING TO DEVELOPER ACCOUNT instead of physical cheque. We will still be contactable via phone calls and WhatsApp.
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