Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Down-Payment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Guarantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%

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Welcome to Parc Esta 东景苑 !
Hello! Thank you for visiting
Parc Esta 东景苑!

We Are OPEN For Viewing From 19th June Via Appointment.

Over 1,340 units (95%) SOLD!!

Last 58 Units Available!

1-Bedroom from $839k

2-Bedroom from $1.211M

3-Bedroom from $1.558M

4-Bedroom from $1.860M

5-Bedroom from $2.599M

While stock lasts!

Physical Viewing is Strictly by Appointment Only to avoid overcrowding. Limited slots per day.

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