Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio60%
Stress Test Interest Rate3.5%

Book An Appointment to view Parc Esta ShowFlat & get VVIP Discounts (Limited Time), Direct Developer Price. Guaranteed with Best Price Possible. OR Fill up the form on the right and get a copy of Parc Esta Price, E-Brochure, and Latest Updates!

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Penrose 70% SOLD

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Announcement - Closure of Parc Esta Sales Gallery. Last day - 27th Sep, Sunday.
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Announcement - Closure of Parc Esta Sales Gallery

Please note that the last day for public viewing of PE sales gallery will be 27th Sep, Sunday.

Over 1,400 units (98.5%) SOLD!!

Last 17 Units Available!

1-Bedroom from $8xxk

2-Bedroom from $1.2xxM

3-Bedroom from $1.5xxM

4-Bedroom from $1.8xxM

5-Bedroom from $2.6xxM

While stock lasts!

Physical Viewing is Strictly by Appointment Only to avoid overcrowding. Limited slots per day.

Zoom Virtual Viewing is available.
Chat with us Now to find out more!
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