Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio60%
Stress Test Interest Rate3.5%

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Welcome to Parc Esta 东景苑 !
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Parc Esta 东景苑!

🧧Happy New Year 2021🧧

Over 1,390 units (99%) SOLD!!

Last 8 Units Available!

1 from $9xxk

1 + Study from $1.0xM

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